Terms & Conditions

Welcome to Benefits Architect. By accessing and using our website (https://www.benefitsarchitect.ca) and related services, you agree to be bound by the following Terms and Conditions (“Terms”). Please read them carefully before using our website or engaging with our services.

If you do not agree with any part of these Terms, please refrain from using our website.

 

1. Introduction

These Terms govern your use of our website and the services offered by Benefits Architect (“we,” “our,” or “us”). The website provides information about our benefit consulting, financial planning, and related services for individuals, associations, and organizations across Canada.

By using our website, you confirm that you are at least 18 years old and legally capable of entering into binding agreements.

2. Use of Our Website

You agree to use this website solely for lawful purposes and in accordance with these Terms. You must not:

  • Use the website in any way that could damage, disable, or impair its functionality.

  • Attempt to gain unauthorized access to any part of the website, server, or network.

  • Use the website to transmit or post harmful, fraudulent, or misleading information.

  • Copy, distribute, or reproduce any content without prior written consent from Benefits Architect.

We reserve the right to restrict access or terminate your use of the website if we determine a violation of these Terms.

3. Services Disclaimer

The information provided on this website is for general informational purposes only and does not constitute legal, financial, or insurance advice.

While we strive to ensure accuracy, all information is provided “as is” and may not reflect the most recent industry updates or government regulations. Before making any decision regarding your benefits or financial plans, you should consult with one of our licensed advisors or other qualified professionals.

4. Professional Relationship

Use of this website or communication through it does not create a client-advisor relationship between you and Benefits Architect. A formal engagement is established only upon signing a service agreement or written confirmation from our team.

5. Intellectual Property Rights

All content, design, graphics, text, logos, and materials available on this website are the property of Benefits Architect and protected by Canadian and international copyright and trademark laws.

You may not copy, modify, distribute, or reproduce any part of this website without our express written consent.

6. Links to Third-Party Websites

Our website may include links to external websites such as government agencies, benefit plan providers, or other informational resources. These links are provided for convenience only.

Benefits Architect is not responsible for the content, accuracy, or privacy practices of these third-party websites. Accessing them is at your own risk.

7. Limitation of Liability

To the fullest extent permitted by law, Benefits Architect, its employees, partners, or affiliates shall not be held liable for any loss, damage, or expense arising from:

  • Use or inability to use this website or any linked resources.

  • Reliance on information provided through the website.

  • Errors, omissions, or delays in content.

This limitation applies even if we have been advised of the possibility of such damages.

8. Indemnification

You agree to indemnify and hold harmless Benefits Architect, its officers, employees, and partners from any claims, losses, or liabilities arising from your use of the website, your breach of these Terms, or your violation of any law or third-party rights.

9. Privacy

Your use of this website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.

10. Changes to Terms

We reserve the right to modify or update these Terms at any time, without prior notice. The updated version will be posted on this page with a revised effective date. Continued use of the website after changes are posted constitutes acceptance of the new Terms.

11. Governing Law

These Terms shall be governed and interpreted in accordance with the laws of the Province of Ontario and the applicable laws of Canada. Any disputes shall be resolved in the courts of Ontario.

12. Contact Information

For questions or concerns regarding these Terms and Conditions, please contact us:

Benefits Architect
📧 Email: info@benefitsarchitect.ca
🌐 Website: https://www.benefitsarchitect.ca
📍 Ontario, Canada